Who can apply?

Who can Apply?

You must be over 18 and cannot be unemployed.
Being a Homemaker or self-employed is within acceptable criteria.
You should have a good credit history.

You are a permanent UK resident and have a three year UK address history. Meeting the criteria does not guarantee acceptance and is subject to credit status. You must have a valid credit or debit card that is registered to the applicants address for the deposit.

How do I Apply?

If everything looks OK click the Apply button and your browser will open the secure application form to complete on-line. It only takes a few minutes and there are no odd questions. After completing our simple on line (and secure) form you will get an instant decision and even the direct debit and initial payment is completed on line.

No hassle, no waiting – the average decision takes just ten seconds.